Expert Predictions for the Housing Market in the Second Half of 2019

Expert Predictions for the Housing Market in the Second Half of 2019

September 17th, 2019

All in all, 2019 has been good for real estate buyers so far. Home prices stopped soaring, and mortgage rates dipped. Although there is less competition for buyers, CoreLogic told Forbes the market remains a sellers’ market. Despite this slant, buyers can still enter the market. Here are the experts’ predictions for the housing market … Continue reading Expert Predictions for the Housing Market in the Second Half of 2019 ...

How Lenders Cash in on the Refinance Boom With Acuity

How Lenders Cash in on the Refinance Boom With Acuity

September 3rd, 2019

Millennials rushed to check their refinancing options with the recent drop in mortgage interest rates. In fact, refinance applications rose 116% the week of August 4th, according to the Mortgage Bankers Association.  Record Numbers CNBC reported that Quicken Loans experienced their best quarter for mortgage originations since they started their business 34 years ago—over $11 … Continue reading How Lenders Cash in on the Refinance Boom With Acuity ...

Millennials’ Biggest Misconceptions About Home Ownership

Millennials’ Biggest Misconceptions About Home Ownership

August 26th, 2019

As a real estate lender, you’ve likely struggled to attract millennial first-time buyers. Certain misconceptions might be standing in millennials’ way as they consider whether to buy a home. If you can educate your potential clients about these misconceptions, you may be able to grow your business and help these millennials make better financial decisions.  … Continue reading Millennials’ Biggest Misconceptions About Home Ownership ...

What Housing Market Slowdown?

What Housing Market Slowdown?

July 24th, 2019

Though the news is full of dire warnings about the housing market, real estate agents can feel secure moving forward as more buyers are expected to enter the market in the coming months. Even though the market may not bounce back to early 2018 levels, lowered interest rates are appealing to many buyers. Some markets … Continue reading What Housing Market Slowdown? ...

HIGHLIGHTS FROM THE CENSUS BUREAU’S NEW HOUSING REPORT

HIGHLIGHTS FROM THE CENSUS BUREAU’S NEW HOUSING REPORT

July 16th, 2019

The U.S. Census Bureau has released its 2018 Characteristics of New Housing report, and it has literally everything real...

PROPTECH TECH GIANT PLOWS AHEAD INTO THE MORTGAGE LENDING WORLD

PROPTECH TECH GIANT PLOWS AHEAD INTO THE MORTGAGE LENDING WORLD

June 17th, 2019

A recent Housing Wire article reported that on October 31, 2018, Zillow completed the...

THE MOST POPULAR APPS FOR REAL ESTATE AGENTS

THE MOST POPULAR APPS FOR REAL ESTATE AGENTS

June 7th, 2019

For any and all real estate agents looking for a way to improve lead generation, marketing and the transaction process,...

A CRASH COURSE ON TREE AND LIMB LAW FOR REALTORS AND HOMEOWNERS

A CRASH COURSE ON TREE AND LIMB LAW FOR REALTORS AND HOMEOWNERS

May 20th, 2019

Nothing makes a home look more homey and inviting than a big, billowy tree, especially during spring and summer....

NINE REASONS MORTGAGE LENDERS SHOULD START PUBLISHING

NINE REASONS MORTGAGE LENDERS SHOULD START PUBLISHING

April 9th, 2019

It’s 2019. Mortgage lenders need to start publishing to get their names out there.With the advent of the internet, it...

WHEN & HOW WILL AMAZON ENTER THE MORTGAGE BUSINESS?

WHEN & HOW WILL AMAZON ENTER THE MORTGAGE BUSINESS?

April 1st, 2019

span style="font-weight: 400;">There has been much speculation about whether or not Amazon will try to get in on the real estate finance business....

A REAL ESTATE AGENT’S GUIDE TO WRITING THE PERFECT BUSINESS TAGLINE

A REAL ESTATE AGENT’S GUIDE TO WRITING THE PERFECT BUSINESS TAGLINE

March 26th, 2019

In real estate, you’ve got just a few seconds to separate yourself from the competition....

HOW MORTGAGE ORIGINATORS THRIVE IN STAGNANT MARKETS

HOW MORTGAGE ORIGINATORS THRIVE IN STAGNANT MARKETS

March 15th, 2019

This year is likely to be a watershed for the mortgage industry. Mortgage originators must be prepared for change...

A GUIDE TO UNDERSTANDING ESCROW

A GUIDE TO UNDERSTANDING ESCROW

February 21st, 2019

An escrow account, in real estate, is an account run by an escrow company who maintains all of your essential belongings in a safe...

Transitioning from Renting to Buying a Home

Transitioning from Renting to Buying a Home

February 11th, 2019

Are you ready to move out of your apartment and into your first home? Before you do, you should know that ...

How a Foreclosure Sale Works

How a Foreclosure Sale Works

January 21st, 2019

For prospective home buyers yearning for an exceptional deal on a house, purchasing a foreclosed home can be a good option. ...

Housing Market Forecast for 2019: What to Expect

Housing Market Forecast for 2019: What to Expect

January 14th, 2019

Could the housing market see positive changes in 2019? Rising mortgage rates, low housing inventory,...

The Difference Between Fixtures and Chattels

The Difference Between Fixtures and Chattels

December 14th, 2018

When transferring property from a seller to a buyer, the items included in the purchase are not always clear....

Holiday Home Selling Advantages

Holiday Home Selling Advantages

December 4th, 2018

Are you looking to sell your home as soon as possible? You may think it’s better to hold off on listing your property until after the hectic holiday season. ...

The Different Types of Property Liens

The Different Types of Property Liens

November 7th, 2018

A property lien is issued when there is debt that hasn’t been paid on a property....

Red Flags to Acknowledge Before a Deal Falls Through

Red Flags to Acknowledge Before a Deal Falls Through

November 1st, 2018

The home buying or selling process is often a very stressful time. Your home is arguably the biggest asset you will ever purchase or sell,...

Mortgage Refinance Process and Time Frame

Mortgage Refinance Process and Time Frame

October 18th, 2018

Refinancing your mortgage can allow you to withdraw some of the money from your home equity or obtain lower interest rates....

Pros and Cons of Buying a Short Sale Property

Pros and Cons of Buying a Short Sale Property

October 2nd, 2018

Purchasing a short sale property is a bit of a gamble....

Avoid These Common First Time Home Buyer Mistakes

Avoid These Common First Time Home Buyer Mistakes

September 19th, 2018

With the housing market being extremely competitive these days, it is becoming harder and harder to secure a home....

New Homebuyers Are Putting Their Pets First

New Homebuyers Are Putting Their Pets First

September 10th, 2018

Despite the varying personalities and interests of new homebuyers today, they all seem to share one thing in common: an obsession with their four-legged friend....

Millennial Marriage and the Expensive Housing Market

Millennial Marriage and the Expensive Housing Market

August 20th, 2018

The older millennials are finally starting to settle down. Even though they are juggling student loans, inflated home prices, and high mortgage rates,...

The 10 Most Expensive Places to Live in the US

The 10 Most Expensive Places to Live in the US

August 1st, 2018

Everyone dreams of one day living in a rich area like Beverly Hills, California. While it is easy to find out the average monthly rent of properties in this area,...

Examining the Fate Of the Housing Market As Baby Boomers Age

Examining the Fate Of the Housing Market As Baby Boomers Age

July 19th, 2018

According to research, the baby boomer generation (men and women born between 1946 and 1964) accounts for 46 million of today’s homeowners....

Are Smart Homes Worth the Risk for Homeowners?

Are Smart Homes Worth the Risk for Homeowners?

July 9th, 2018

Technology has made our lives more convenient in a number of ways. We can now ask AI systems like Siri to send a text message, ...

Housing Markets with the Highest Percentage of Upside-Down Homeowners

Housing Markets with the Highest Percentage of Upside-Down Homeowners

June 25th, 2018

In 2008, when the housing market crashed, over 30% of homeowners were upside-down on mortgages. Fast-forward 10 years, ...

Fixed Rate 30-Year Mortgages Accounted for More than Half of U.S. Home Loans Last Year

Fixed Rate 30-Year Mortgages Accounted for More than Half of U.S. Home Loans Last Year

June 12th, 2018

Fixed Rate 30-Year Mortgages Accounted for More than Half of U.S. Home Loans Last Year Fixed rate 30-year mortgages accounted for 52.8% of all mortgages last year,...

Some Sellers Spy on Home Buyers at Showings

Some Sellers Spy on Home Buyers at Showings

May 30th, 2018

There have been several articles in the media recently that indicate an increasing number of sellers are spying on home buyers at showings...

Applying for a Mortgage? Here Are the Top Reasons Mortgage Apps Are Denied

Applying for a Mortgage? Here Are the Top Reasons Mortgage Apps Are Denied

May 10th, 2018

According to a new study by Lending Tree, about one in every 10 persons applying for a mortgage gets turned down....

Fannie Mae Lets Lenders Help Home Buyers with Closing Costs

Fannie Mae Lets Lenders Help Home Buyers with Closing Costs

April 9th, 2018

Effective immediately, Fannie Mae is allowing lenders to assist home buyers in paying their closing costs for GSE-backed mortgages....

Process for VA Loans May Be Revamped so Veterans Can Better Compete in Tight Housing Market

Process for VA Loans May Be Revamped so Veterans Can Better Compete in Tight Housing Market

March 28th, 2018

When the new federal budget was recently passed by Congress, there was a provision pertaining to VA loans that could eventually ...

Home Sellers Still Have the Big Advantage in the Current Real Estate Market

Home Sellers Still Have the Big Advantage in the Current Real Estate Market

March 16th, 2018

Home sellers still have the upper hand in the housing market and there are no signs that this is going to change any time soon....

Natural Disasters Are An Increasing Concern for Homeowners and Homebuyers

Natural Disasters Are An Increasing Concern for Homeowners and Homebuyers

February 27th, 2018

Both homeowners and homebuyers have an increased concern about natural disasters, in the wake of a number of catastrophic events in the U.S....

Which Home Renovations Get the Greatest ROI?

Which Home Renovations Get the Greatest ROI?

February 7th, 2018

Even though it’s still a seller’s market, many homeowners are choosing to stay put and use their home equity to finance home renovations instead....

New Study Presents Positive Outlook on Millennials and Homeownership

New Study Presents Positive Outlook on Millennials and Homeownership

January 17th, 2018

A new research study conducted by Fannie Mae and the University of Southern California (USC) looks at millennials and homeownership from a new perspective....

Ellie Mae Accelerates True Digital Mortgage Solution

Ellie Mae Accelerates True Digital Mortgage Solution

December 14th, 2017

Ellie Mae has acquired a cloud-based intelligent sales automation system called Velocify in an effort to speed up its delivery of a true digital mortgage solution to lenders of all sizes....

New Single-Family Homes Are Finally Getting Smaller

New Single-Family Homes Are Finally Getting Smaller

November 30th, 2017

The size of new single-family homes decreased slightly in the third quarter of 2017 from the previous quarter, further proof that a new trend toward smaller.....

Mortgage Refinance Loans Up

Mortgage Refinance Loans Up

November 7th, 2017

Mortgage refinance loans accounted for 38% of all closed loans in September, according to Ellie Mae, the leading cloud-based platform provider for the mortgage finance industry....

U.S. Housing Markets to Stay Strong Throughout 2018

U.S. Housing Markets to Stay Strong Throughout 2018

October 30th, 2017

Housing markets across the U.S. will remain strong through the end of 2018, with a housing bubble not anticipated, according to......

What Mortgage Trends Lie Ahead in 2018?

What Mortgage Trends Lie Ahead in 2018?

October 11th, 2017

In its new “Looking Ahead to 2018” report on the economy and housing, Freddie Mac predicts that the moderate economic growth that we’ve experienced this year,...

Mortgage Organization Wants Electronic Notary Standards

Mortgage Organization Wants Electronic Notary Standards

September 27th, 2017

The Mortgage Industry Standards Maintenance Organization (MISMO) wants industry leaders to work together to develop electronic ...

Home Prices Still Rising and Are Overvalued in Many U.S. Cities

Home Prices Still Rising and Are Overvalued in Many U.S. Cities

September 18th, 2017

Home prices were up by close to 7% in July, and are considered to be overvalued in many top U.S. cities, according to the latest CoreLogic US Home Price Report....

5 Ways to Connect with Clients after the Mortgage Closing

5 Ways to Connect with Clients after the Mortgage Closing

August 23rd, 2017

As a realtor, you work closely with your clients to make sure everything goes smoothly from the minute they contact you about buying...

3 Things Every Mortgage Servicer Needs for Customer Satisfaction

3 Things Every Mortgage Servicer Needs for Customer Satisfaction

August 8th, 2017

Mortgage servicers need to focus heavily on the digital space because it’s closely linked to customer satisfaction, according to the J.D. Power 2017 U.S....

Five Common Reasons Real Estate Deals Don’t Work Out

Five Common Reasons Real Estate Deals Don’t Work Out

July 24th, 2017

Real estate deals come and go. Here are the top five deal killers to watch out for:...

We Serve Five Housing Markets Forecast to Be the Hottest in 2018

We Serve Five Housing Markets Forecast to Be the Hottest in 2018

July 7th, 2017

Wondering what housing markets will be the hottest in 2018? Then you’re in luck. ...

Confidence in Real Estate Market High for Good Reasons

Confidence in Real Estate Market High for Good Reasons

July 5th, 2017

Confidence in home sales among title agents and real estate professionals rose sharply by 9.1% in the second quarter of this year, according ...

Top Mortgage Fears of Prospective Borrowers

Top Mortgage Fears of Prospective Borrowers

June 21st, 2017

Taking out a loan can be a daunting, overwhelming process. Many prospective buyers have serious mortgage fears. Here are their top concerns:...

Top Five Homeownership Barriers in 2017

Top Five Homeownership Barriers in 2017

June 15th, 2017

What are the most significant homeownership barriers right now? Prepared by Rosen Consulting Group, “Hurdles to Homeownership...

June Rate Hike and the Inflation Risk

June Rate Hike and the Inflation Risk

May 31st, 2017

Is a June rate hike around the corner? In today’s post we take a look at the state of the US economy and how it may influence the Fed....

Five Lurking Problems that can Derail Your Real Estate Deal

Five Lurking Problems that can Derail Your Real Estate Deal

May 15th, 2017

Commercial real estate ownership is most commonly vested in a limited liability company, or LLC. In order for an LLC to be fully operational, it must be in compliance with the law of the state in which it operates....

What Consumers Look for When Choosing a Lender

What Consumers Look for When Choosing a Lender

April 30th, 2017

Last month, Ally Bank commissioned an online mortgage survey of 2,167 U.S. adults to understand consumer preferences when choosing a lender for a mortgage....

The 5 Most Competitive Housing Markets in 2017 are

The 5 Most Competitive Housing Markets in 2017 are

April 15th, 2017

According to Redfin, a web-based real estate marketplace, 2017 is the fastest housing market on record with sharp increases in home prices and rapid contract turnover times....

New credit policy great for consumers, maybe not so great for lenders

New credit policy great for consumers, maybe not so great for lenders

March 31st, 2017

Some consumers’ credit scores are about to get a big boost. While this is good news theoretically for those with poor credit, lenders and others ...

What 8 in 10 Home Buyers are Worried About

What 8 in 10 Home Buyers are Worried About

March 27th, 2017

No, it’s not floods, tornadoes or alligators, but interest rates that are the common denominator among home buyers these days....

A Trick to Boost Mortgage Lender Profitability?

A Trick to Boost Mortgage Lender Profitability?

March 5th, 2017

As mortgage interest rates continue to rise steadily, many lenders are taking a second look at the standards they use to qualify buyers. ...

Predicted Fed Rate Hike Won’t Slow Down Commercial Real Estate

Predicted Fed Rate Hike Won’t Slow Down Commercial Real Estate

February 27th, 2017

Reports that the Federal Reserve Bank may be considering a significant interest rate hike in response to a perceived bubble in the commercial real estate...

This Demographic Accounts for a Larger Percentage of Home Purchases than Before

This Demographic Accounts for a Larger Percentage of Home Purchases than Before

February 17th, 2017

With the faster-than-expected recovery of the housing market making a real impact on the price of homes across the U.S., more unmarried ...

Again with the Housing Bubble Questions…

Again with the Housing Bubble Questions…

February 10th, 2017

We live in an age where success in real estate is always tempered by caution. Fear of the next housing bubble is palpable. That’s an enduring legacy of the last housing crisis,...

Lenders, Millennial Borrowers and Communication Preferences

Lenders, Millennial Borrowers and Communication Preferences

February 7th, 2017

Are you doing all you can for potential Millennial borrowers? Acuity National Real Estate Solutions will help you figure it out....

A New Wave of Commercial Mortgage Defaults May Be on the Way

A New Wave of Commercial Mortgage Defaults May Be on the Way

January 29th, 2017

Commercial mortgages could be the next wave of delinquencies and foreclosures in the real estate market....

The Terminology of Modern Real Estate

The Terminology of Modern Real Estate

January 20th, 2017

Understanding the terminology used in the real estate industry can help you to navigate these transactions more easily. Acronyms are widely used by lenders and real estate agents...

Foreclosure Inventory Hovers Near Pre-Crisis Levels

Foreclosure Inventory Hovers Near Pre-Crisis Levels

January 15th, 2017

Foreclosure inventories are still in decline across the U.S. According to the CoreLogic National Foreclosure Report for November 2016,...

Five Reasons Today’s Borrowers Are Turned Down for a Mortgage

Five Reasons Today’s Borrowers Are Turned Down for a Mortgage

December 30th, 2016

Qualifying for a mortgage can be a challenging proposition for some borrowers. Lenders consider a wide range of factors when determining eligibility for mortgages....

What’s Your Goal for 2017? Acuity National Real Estate Solutions Can Help

What’s Your Goal for 2017? Acuity National Real Estate Solutions Can Help

December 29th, 2016

Have you taken stock of what went well in 2016 and what areas need improvement? Have you set an agenda for 2017, creating clearly defined goals?...

Forecast: Purchase Mortgage Originations Up, Refinance Volume Down

Forecast: Purchase Mortgage Originations Up, Refinance Volume Down

December 23rd, 2016

As we enter the new year, it’s a good time to look at the mortgage origination trends for purchase transactions and refinances. According...

Experts Predict the 2017 Housing Market

Experts Predict the 2017 Housing Market

December 8th, 2016

A recent article on Inman featured 8 real estate experts that shared their beliefs about which direction the housing market would take in the coming year....

Metrics, Methodology, and Meaning: What Really Goes Into BBB Ratings

Metrics, Methodology, and Meaning: What Really Goes Into BBB Ratings

November 29th, 2016

Acuity National Real Estate Solutions is proud to have an A+ Rating from the Better Business Bureau (BBB). Perhaps you’ve seen other businesses...

Technology’s Integral Role in Title Insurance

Technology’s Integral Role in Title Insurance

November 21st, 2016

Technology has the power to improve countless aspects of business, from processing to efficiency to communication and beyond....

Lenders: What You Don’t Know About Email May Hurt You

Lenders: What You Don’t Know About Email May Hurt You

November 14th, 2016

In 2016, email remains the primary means of business communication. Nearly all business today flows through the conduit of email....

Mortgage Considerations for the New Congress and President-Elect Trump

Mortgage Considerations for the New Congress and President-Elect Trump

November 9th, 2016

While the housing debate didn’t have a great impact on the 2016 presidential race, President-elect Donald Trump and the new sessions of Congress...

Does This Solar Surge Foreshadow the Future of Residential Real Estate?

Does This Solar Surge Foreshadow the Future of Residential Real Estate?

October 25th, 2016

A variety of factors has sparked a recent boom in the solar industry in New York City, and the trends seen in the Big Apple could foreshadow how solar will enter...

The Mortgage Industry’s Most Pressing Issues: Top Three to Watch

The Mortgage Industry’s Most Pressing Issues: Top Three to Watch

October 21st, 2016

2016 has been a tumultuous year for the real estate sector, with the presidential election, Federal Reserve rate hike, and Brexit-spurred interest fluctuations...

U.S. Real Estate Market Still Hot in Fall

U.S. Real Estate Market Still Hot in Fall

October 15th, 2016

Demand for residential real estate was at near historic records throughout the summer of 2016. With buyers clamoring to snap up the available properties,...

Wages Lag Behind Home Prices and Affordability Suffers

Wages Lag Behind Home Prices and Affordability Suffers

October 7th, 2016

Affordable housing options in the U.S. are declining. ATTOM Data Solutions tracked 414 counties across the country and found that 24% of them...

S&P Split Proves Real Estate is Strong

S&P Split Proves Real Estate is Strong

September 27th, 2016

The real estate industry is enjoying such a renaissance that it’s breaking financial barriers that haven’t been disturbed since the tech boom of the late 1990s....

SAFE Act: Positives for Lending Industry and Consumers

SAFE Act: Positives for Lending Industry and Consumers

September 24th, 2016

In a rapidly changing and highly regulated industry like lending, there are always going to be plenty of topics up for debate....

TRID Comment Period Nearing Deadline

TRID Comment Period Nearing Deadline

September 15th, 2016

Have you submitted your feedback on the proposed changes that the Consumer Financial Protection Bureau released this summer? ...

Six Tips for Achieving Compliance in the Mortgage Biz

Six Tips for Achieving Compliance in the Mortgage Biz

September 7th, 2016

Today, the mortgage industry finds itself in a brave new world regarding compliance. The regulatory environment is far more complex and potentially confusing than ever before....

Low Inventory Holding the Housing Market Back

Low Inventory Holding the Housing Market Back

August 31st, 2016

Pending homes sales ticked upward in July, but the latest data shows that trend was unable to sustain itself in August....

U.S. Home Sales Hit Highest Level Since 2007

U.S. Home Sales Hit Highest Level Since 2007

August 15th, 2016

Newly built home sales rose in July to the highest they’ve in almost a decade, signaling continued momentum in the U.S. housing market....

Strong Gains in Home Sales in First Half of 2016

Strong Gains in Home Sales in First Half of 2016

July 22nd, 2016

Powerful new evidence shows that the U.S. housing market has a lot of healthy momentum in its favor. Homebuyers continue to benefit from low interest rates,...

Foreclosure Starts Buck General Mortgage Trends

Foreclosure Starts Buck General Mortgage Trends

July 17th, 2016

Foreclosure starts are still at their lowest level since the turn of the century, but they just rose for the second month in a row. According to a report from...

A Need for Reform in the Secondary Mortgage Marketplace?

A Need for Reform in the Secondary Mortgage Marketplace?

July 10th, 2016

Eight years ago we went through the worst financial crisis since the Great Depression. In its wake, banking practices were reformed to prevent a similar recession in the future....

Brexit: The Impact on U.S. Loan Officers

Brexit: The Impact on U.S. Loan Officers

June 30th, 2016

As we discussed in our most recent newsletter, the citizens of the United Kingdom made the historic decision to leave the European Union on June 23rd...

First-Time Homebuyer Program Solidifies New Trend

First-Time Homebuyer Program Solidifies New Trend

June 22nd, 2016

JP Morgan Chase has quietly launched their first 3% down mortgage lending program, providing a low-cost outlet for first-time homebuyers — backed by lending giant Fannie Mae....

Mortgage Servicing Rights — A Perfect Storm Brewing for Lenders and Consumers?

Mortgage Servicing Rights — A Perfect Storm Brewing for Lenders and Consumers?

June 15th, 2016

With ever-tightening TRID regulations — all the way from organizations down to the individual — and an increasing supply/demand mismatch,...

How a California Personal Injury Case Could Affect Mortgage Lenders Nationwide

How a California Personal Injury Case Could Affect Mortgage Lenders Nationwide

June 8th, 2016

What does a recent Supreme Court decision on Spokeo.com, an online personal information aggregator, have to do with TILA-RESPA Integrated Disclosure?...

New House Ruling Shakes Up Licensing for Loan Originators

New House Ruling Shakes Up Licensing for Loan Originators

May 27th, 2016

The US House of Representatives have passed a bill that may signal big changes for how loan originators do business. Moving to the Senate this coming legislative session...

Three Reasons Lenders Need to Sharpen Their Competitive Edge

Three Reasons Lenders Need to Sharpen Their Competitive Edge

May 20th, 2016

The financial crisis of 2008 was nearly a decade ago, but its massive ramifications are still felt in every corner of the mortgage sector. From private buyers to federally-insured loan originators...

Lenders Consider Millennials, Mortgages and a Shift in Culture

Lenders Consider Millennials, Mortgages and a Shift in Culture

May 9th, 2016

The biggest barrier to entry for young, would-be homeowners is credit. Millennials find themselves in a difficult situation as the first generation to enter...

Construction Spending Hits 8-Year High

Construction Spending Hits 8-Year High

May 2nd, 2016

Nationwide spending on construction rose to the highest number seen in 8-½ years in March. According to the Commerce Department, U.S. construction jumped 0.3% to the highest level seen since October 2007....

Conference Highlights Themes Key to the Rebuilding of the Mortgage Industry

Conference Highlights Themes Key to the Rebuilding of the Mortgage Industry

April 29th, 2016

In early April, a large group of influential technologists, bankers, service providers, CIOs, COOs, and CEOs met with mortgage industry leaders in Los Angeles...

CFPB Expected to Propose New Rule Banning Arbitration Clauses

CFPB Expected to Propose New Rule Banning Arbitration Clauses

April 22nd, 2016

On May 5, when the Consumer Financial Protection Bureau (CFPB) holds its next field hearing, the agency is expected to release its long-awaited proposal...

Reverse Mortgages in 2016: An Old Concept Gets with a New Look

Reverse Mortgages in 2016: An Old Concept Gets with a New Look

April 14th, 2016

Once the object of derision among financial professionals, reverse mortgages have come into their own in the current financial landscape....

Overseas Financial Turmoil and Long Term Financial Rates

Overseas Financial Turmoil and Long Term Financial Rates

April 14th, 2016

The first week of April saw long-term interest rates dip to the tune of approximately.125% — not a precipitous drop, but when the worldwide economy has been teetering so close to zero...

The Case for Compliance Investment in the Mortgage Industry

The Case for Compliance Investment in the Mortgage Industry

March 30th, 2016

While it’s true that housing prices have largely recovered from the crash, and the housing market is on strong footing, regulatory burdens are still making it difficult for...

Housing Bubble? Two Takes on the Market

Housing Bubble? Two Takes on the Market

March 24th, 2016

Nowhere has the US economic recovery been steadier than housing—which makes sense given it was among the hardest hit by the financial crisis of 2007-2008....

Are Marketplace Lenders the Next Mortgage Regulation Target?

Are Marketplace Lenders the Next Mortgage Regulation Target?

March 16th, 2016

In a speech to its Consumer Advisory Board, Richard Cordray, the director of the Consumer Financial Protection Bureau (CFPB), put forth nine goals to guide the Bureau in the coming years....

Keys to Mortgage Lender Growth in 2016

Keys to Mortgage Lender Growth in 2016

March 10th, 2016

According to Fannie Mae, most lenders expect to expand their businesses for the remainder of the year, and few are reporting plans to downsize....

Mortgage Trends: New HELOCs Rising

Mortgage Trends: New HELOCs Rising

February 29th, 2016

In the recent past, homeowners looking for equity in their homes looked to a cash-out refinance, possibly influenced by the housing crash and record low interest rates....

What Lenders and Loan Officers Learned Watching the Super Bowl

What Lenders and Loan Officers Learned Watching the Super Bowl

February 22nd, 2016

People watching the Super Bowl this year were treated to a knock-down victory by the Denver Broncos...

New Overtime Regulations Potentially Impact Lenders, Mortgage Operations

New Overtime Regulations Potentially Impact Lenders, Mortgage Operations

February 15th, 2016

The Department of Labor (DOL)’s new proposed change to overtime regulations in the Fair Labor Standards Act could have a major impact on lenders...

6 Ways for Mortgage Lenders to Boost Business in 2016

6 Ways for Mortgage Lenders to Boost Business in 2016

February 8th, 2016

Year after year, the three top concerns for mortgage lenders are quality, compliance, and cost: quality requires attention to detail and organization of data;...

Report: Loan Estimate NOT Changing Buyer Behavior

Report: Loan Estimate NOT Changing Buyer Behavior

January 28th, 2016

As you know, the mortgage lending world was turned on its head last October with the implementation of the TILA-RESPA Integrated Disclosure....

Report: Strong 2016 Predicted for Commercial and Multifamily Loans

Report: Strong 2016 Predicted for Commercial and Multifamily Loans

January 22nd, 2016

A new survey of top mortgage originators conducted by the Mortgage Bankers Association suggests that multifamily and commercial...

30-Year Fixed Mortgage Rates Drop Back Below 4% after Holidays

30-Year Fixed Mortgage Rates Drop Back Below 4% after Holidays

January 15th, 2016

Following a brief surge, interest rates on 30-year fixed rate mortgage loans fell 4 BPS (basis points) in the week ending January 8th...

U.S. Housing Market Posts Strong Improvement

U.S. Housing Market Posts Strong Improvement

January 8th, 2016

Freddie Mac recently delivered its latest Multi-Indicator Market Index (MiMi), illustrating the progressing rebound of the national housing market....

Fed Increases Fund Rate for First Time Since 2006: What Loan Professionals Need to Know

Fed Increases Fund Rate for First Time Since 2006: What Loan Professionals Need to Know

December 28th, 2015

After years of close-to-zero levels, the Federal Reserve has raised the Federal Funds rate by a quarter of a percentage rate to 0.50%, ...

Using Marine Corps Principles to Create Leaders in Lending and Real Estate

Using Marine Corps Principles to Create Leaders in Lending and Real Estate

December 18th, 2015

The brave men and women that make up the United States Marine Corps are expected to demonstrate high levels of focus,...

Google Enters Mortgage Arena with “Google Compare”

Google Enters Mortgage Arena with “Google Compare”

December 11th, 2015

In 2011, the online real estate database Zillow partnered with Yahoo! Real Estate to create the largest online real-estate advertising site in existence....

Capturing New Mortgage Business with Co-Hosting Open Houses

Capturing New Mortgage Business with Co-Hosting Open Houses

December 4th, 2015

National Mortgage News recently spoke with some of the most successful loan officers in the nation to figure out their secrets to success....

Can Loan Officers Compete with Computers?

Can Loan Officers Compete with Computers?

November 23rd, 2015

We live in the information age. Every day we see computers, software, and algorithms automating tasks that were once reserved......

Federal Housing Administration Updates Reverse Mortgage, Title II Policies

Federal Housing Administration Updates Reverse Mortgage, Title II Policies

November 16th, 2015

The FHA drafted and published a letter earlier this month outlining all changes and updates regarding reverse mortgages and Title II mortgages....

‘Zombie’ Foreclosures Down Nearly 50% in Q3

‘Zombie’ Foreclosures Down Nearly 50% in Q3

November 10th, 2015

Homes that are in foreclosure, but have not yet been taken back by a lender are called ‘zombie’ homes....

Timely Referrals and Where to Find Them

Timely Referrals and Where to Find Them

October 6th, 2015

The most valuable thing about your business isn’t made of metal though having a golden one certainly doesn’t hurt....

Growth in the Non-Bank Homeowner Lending Market

Growth in the Non-Bank Homeowner Lending Market

September 29th, 2015

Typically, banks are thought of as the most reliable source for a home loan, but as consumers are in a tight market, ...

How LinkedIn is Key to Loan Officer Success

How LinkedIn is Key to Loan Officer Success

September 22nd, 2015

In the professional world, one social media platform is king: LinkedIn. LinkedIn, if you’re not already familiar, ...

Housing Demand Expected to Surge in the Next Decade

Housing Demand Expected to Surge in the Next Decade

September 18th, 2015

It all boils down to numbers. Between 13.9 and 15.9 million new households are expected by 2024;...

Giving Millennials Better Access to Mortgages

Giving Millennials Better Access to Mortgages

August 31st, 2015

A mortgage is a loan to finance the purchase of a home, and typically it’s the largest financial investment people make in their lives....

Appraiser Shortage to Destabilize the Industry?

Appraiser Shortage to Destabilize the Industry?

June 24th, 2015

According to some mortgage lenders, a shortage of qualified home appraisers may destabilize the industry....

Returning Homebuyers Face Challenges

Returning Homebuyers Face Challenges

June 24th, 2015

The number of prospective homebuyers coming back onto the market is increasing. With high Loan-to-Value loans becoming popular again,...

A Smoother Closing for Distressed Properties

A Smoother Closing for Distressed Properties

April 22nd, 2015

Purchasing a home can become complicated. This especially rings true of foreclosures and short sales. If you decide to invest in a distressed property,...

A Lesson on the GFE Tolerance Cure

A Lesson on the GFE Tolerance Cure

March 25th, 2015

What is the GFE tolerance cure? It is a term that is often met with confusion from those who lack familiarity with the real estate industry as a whole. ...

Tolerance Cures and the Good Faith Estimate: Part III

Tolerance Cures and the Good Faith Estimate: Part III

March 16th, 2015

When a lender is preparing a good faith estimate, the financial institution will create a list of additional costs,...

Tolerance Cures and the Good Faith Estimate: Part II

Tolerance Cures and the Good Faith Estimate: Part II

March 4th, 2015

When a lender is preparing a good faith estimate, the financial institution will create a list of additional costs,...

Tolerance Cures and the Good Faith Estimate

Tolerance Cures and the Good Faith Estimate

February 25th, 2015

When a lender is preparing a good faith estimate, the financial institution will create a list of additional costs,...

How Low Will Mortgage Rates Go?

How Low Will Mortgage Rates Go?

February 12th, 2015

Freddie Mac is willing to go as low as 3% down for a mortgage loan. A recently launched mortgage loan,...

Title Insurance Trainings and Conferences in 2015

Title Insurance Trainings and Conferences in 2015

February 3rd, 2015

Be on top of your profession in 2015 by attending a title insurance training course or conference....

2015 Title Insurance Trends

2015 Title Insurance Trends

January 12th, 2015

The U.S. title insurance industry is looking stable for 2015 according to a recent report from Fitch Ratings....

Happy Holidays from Acuity!

Happy Holidays from Acuity!

December 22nd, 2014

As the year comes to an end, and everyone travels home for the holidays, we think about what we are grateful for....

Water, Water Everywhere

Water, Water Everywhere

December 18th, 2014

All kinds of questions pour in when it comes to Title Insurance. The home buying process is complicated enough and little is known about the nuances of Title Insurance. ...

Low Interest Rates Instigate Refinancing Recommendation

Low Interest Rates Instigate Refinancing Recommendation

December 11th, 2014

A recent report by Black Knight, a data analysis and financial services firm, headquartered in Jacksonville,...

7 Tips for the Best Mortgage Rate

7 Tips for the Best Mortgage Rate

November 24th, 2014

While interest rates remain low, qualifying for a mortgage may be more challenging, especially for first-time buyers....

9 Elements for a Successful Real Estate and Title Processing Career

9 Elements for a Successful Real Estate and Title Processing Career

November 20th, 2014

The year is coming to an end, and real estate and title industry professionals are revamping their business plans for 2015....

How QRM Mortgage Rules Affect Potential Homeowners

How QRM Mortgage Rules Affect Potential Homeowners

November 13th, 2014

Federal regulators have taken steps to enhance mortgage financing for consumers. The Federal Deposit Insurance Corporation (FDIC) led the release of the Qualified Residential Mortgage (QRM) rule,...

CFPB Regulatory Affects on the Title Industry

CFPB Regulatory Affects on the Title Industry

November 6th, 2014

On August 19, 2014, the Consumer Financial Protection Bureau (CFPB) replaced the 2013-01 compliance bulletin and policy guidance with new updates....

Can an Undocumented Immigrant Qualify for a Mortgage?

Can an Undocumented Immigrant Qualify for a Mortgage?

October 29th, 2014

There is heaps of misinformation regarding U.S. citizen’s qualifications for homeownership but nothing holds truer than with undocumented immigrants. ...

The New-Old: The Wealth Building Home Loan

The New-Old: The Wealth Building Home Loan

October 16th, 2014

At the recent American Mortgage Conference held this past September, a new, yet classic, type of mortgage was introduced. Referred to as the wealth building home loan (WBHL),...

The American Land and Title Association (ALTA) Best Practices: Are they best for the title industry?

The American Land and Title Association (ALTA) Best Practices: Are they best for the title industry?

October 8th, 2014

Maintaining best practices for title insurance and settlement services ensures business manners remain in good standing with the state....

How ALTA Best Practices Have Impacted the Title Industry

How ALTA Best Practices Have Impacted the Title Industry

September 27th, 2014

Back in June 2013, the American Land Title Association (ALTA) came out with best practices that appeared to be a win-win for lenders and the real estate industry....

5 Ways to Make Your Home a Serious Contender to Buyers

5 Ways to Make Your Home a Serious Contender to Buyers

September 11th, 2014

Anyone that’s ever gone through the process of selling their home knows it requires quite a bit of work....

Common Title Insurance Problems

Common Title Insurance Problems

August 11th, 2014

There are times when problems occur with a property title that are unclear or inadvertently overlooked in public records and the title search process....

Real Estate Market Improvements Are Here But For How Long?

Real Estate Market Improvements Are Here But For How Long?

August 4th, 2014

The real estate market has gained some air after the housing bubble burst, but the effects leave many states oxygen deprived....

Real Estate Hunting is Now Wearable

Real Estate Hunting is Now Wearable

June 27th, 2014

Trulia announced a new real estate app for Android wear due out in a couple of weeks. The mobile app was highlighted at the annual Google I/O 2014 developer conference where Google’s elite showcase their technology advances....

The Ups and Downs of the Real Estate Market

The Ups and Downs of the Real Estate Market

June 21st, 2014

The housing market is inevitable with changes. Rotating figures and inconsistencies are hard to stay abreast....

The Nuts N’ Bolts of Title Insurance and Foreclosures

The Nuts N’ Bolts of Title Insurance and Foreclosures

June 7th, 2014

Title insurance is your defense against mortgage lenders and their haphazard approach to the foreclosure process. Even though title insurance is required by mortgage lenders, various title insurance companies are reevaluating their practices to cover foreclosed homes....

Backyard Improvements to Get Your Home Summer-Ready!

Backyard Improvements to Get Your Home Summer-Ready!

June 3rd, 2014

A backyard is an outdoor oasis for family and friends to relax and unwind. If your home is lacking outdoor ambience, it’s time for some improvements. ...

Re-Modeling Project Precautions

Re-Modeling Project Precautions

May 22nd, 2014

No matter how large or small your home remodeling project, you’re likely to hit a few bumps and challenges along the way. From product delays and equipment breakdowns to insufficient paperwork and insurance,...

Real Estate Marketing

Real Estate Marketing

May 1st, 2014

Gaining a unique edge in real estate requires an effective marketing plan. Whether building brand recognition or proof of market knowledge, ...

Mortgage Mistakes–And How To Avoid Them

Mortgage Mistakes–And How To Avoid Them

April 25th, 2014

Out of all of a homeowner’s monthly expenses, the mortgage payment is often the largest. Many buyers (naturally) accept this fact, but because of this acceptance,...

Tips to Make Sure Your Home Improvements Don’t Backfire When You Sell

Tips to Make Sure Your Home Improvements Don’t Backfire When You Sell

April 18th, 2014

Purchasing a home can be an exciting time, and that excitement often continues once you’ve moved in. Whether you choose to install a custom vanity in the bathroom or to add an in-ground pool to your backyard,...

The Daunting Bank Counteroffer!

The Daunting Bank Counteroffer!

April 11th, 2014

Many homeowners are delighted to find an affordable home on a bank foreclosure list. They make a reasonable offer but are dismayed when the bank sends them back a counteroffer. ...

Even When It Seems Hopeless, It’s Still Possible To Buy A Home!

Even When It Seems Hopeless, It’s Still Possible To Buy A Home!

April 7th, 2014

Many people—you may be one of them—have a dream of buying a home, but they simply don’t know how they’ll be able to get a payment scraped together or how they can ensure their credit rating will be high enough to qualify for a loan....

Successful Marketing Attracts Qualified Buyers

Successful Marketing Attracts Qualified Buyers

March 27th, 2014

Is your home ready to attract the serious buyers—you know, those who are already represented by an experienced real estate agent and who have taken the step...

Are You Paying Too Much For Your Homeowners Insurance?

Are You Paying Too Much For Your Homeowners Insurance?

March 21st, 2014

Do you think you may be paying too much for your homeowners insurance? In truth, you probably are, but not for the reasons you’d first think....

Tips for First-time Home Buyers

Tips for First-time Home Buyers

March 15th, 2014

Buying your first house is most likely the largest and most nerve-wracking transaction of your life....

Consumers and the MBA Agree: It’s Easier Now to Obtain a Mortgage

Consumers and the MBA Agree: It’s Easier Now to Obtain a Mortgage

March 14th, 2014

A recent Fannie Mae survey has reported that a majority of home buyers believe it is easier now to obtain a mortgage than previous years....

The Best Social Media Platforms for Realtors

The Best Social Media Platforms for Realtors

March 6th, 2014

Making good use of social media is a must-do for anyone who wants to be noticed in today’s marketplace. However, it’s understandable that some people and businesses may shy from taking advantage of social media’s boons because this new world can be quite overwhelming....

Consider the ROI When Remodeling the Home

Consider the ROI When Remodeling the Home

February 28th, 2014

It’s easy for a homeowner to get their heart set on a particular design for a new kitchen or a particular style of bathroom for the master bedroom when remodeling the home....

When Selling Your Home, Think Beyond Location

When Selling Your Home, Think Beyond Location

February 20th, 2014

When it comes to real estate, every home seller has heard the old advice that location is everything. Well, in reality, that’s just not true most of the time....

How to Find the Mortgage Option that Works Best For You!

How to Find the Mortgage Option that Works Best For You!

February 19th, 2014

If you want to take out a mortgage, you probably can. However, many mortgage options may not be in your best interest, and many home loans are sold by people who claim to be professionals but who are, in fact, not....

Realtors: How to Engage Leads With Your Website

Realtors: How to Engage Leads With Your Website

February 13th, 2014

As a real estate agent, you probably find that maintaining constant engagement with leads is tremendously valuable for your business....

The Kitchen is the Heart of the Home

The Kitchen is the Heart of the Home

February 7th, 2014

Many people trying to sell their home don’t realize just how important the kitchen is in this process....

A Few Tips for the Mortgage Borrower!

A Few Tips for the Mortgage Borrower!

January 30th, 2014

Mortgage rates are on the rise, and borrowers really can’t afford to wait long to take out a mortgage…...

Choosing the Mortgage Term That is Right for You!

Choosing the Mortgage Term That is Right for You!

January 22nd, 2014

Negotiating mortgages can certainly be a daunting task for first-time buyers. Many potential borrowers don’t fully understand a mortgage’s risks and costs,...

What are Closing Costs??

What are Closing Costs??

January 16th, 2014

Many first-time home buyers may be unaware of some of the hidden costs associated with getting a mortgage, especially those that arise at closing....

The New Age Real Estate Market

The New Age Real Estate Market

January 10th, 2014

Clearly the Internet, public demand for transparency and the push for information sharing has impacted all business sectors, but perhaps none more than the real estate industry....

New Year Greetings from Acuity!

New Year Greetings from Acuity!

January 3rd, 2014

Join us as we welcome in 2014. We are looking forward to seeing what’s in store for the New Year....

Mortgage Rate Predictions for the New Year!

Mortgage Rate Predictions for the New Year!

December 26th, 2013

With the New Year right around the corner, experts have begun to make their forecasts about mortgage rates for the upcoming year....

Architecture Trends of 2014 Real Estate Agents Will Want to Know!

Architecture Trends of 2014 Real Estate Agents Will Want to Know!

December 20th, 2013

These last few years have seen a good deal of growth in the area of home construction....

Real Estate Trends to Expect in 2014

Real Estate Trends to Expect in 2014

December 5th, 2013

There’s been grimness at the thought of the real estate market these past several years, but all that is changing now....

The National Real Estate Market is Recovering!

The National Real Estate Market is Recovering!

November 22nd, 2013

Finally, several years after the first real rumbles of the financial crisis, the national real estate market seems to be on the road to normal....

Social Media Marketing for the Real Estate Professional

Social Media Marketing for the Real Estate Professional

November 12th, 2013

There are only so many hours in a day and days in a week. To maximize your impact and efficiency as a real estate professional in the digital age,...

The Secret to Excellent Customer Service

The Secret to Excellent Customer Service

December 5th, 2012

Customer service is our top priority.” How many times have we heard that, and how often is it actually true? Great customer service doesn’t just happen—a company must work hard to achieve it....

Using Technology to Stay Competitive in a Changing Market

Using Technology to Stay Competitive in a Changing Market

December 5th, 2012

Too many people who run title insurance agencies are still processing their transactions using a paper-based system. Unfortunately, by clinging to an outmoded method they are ultimately cheating themselves out of their full revenue stream....

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